|
|
-
IS YOUR SITE FOR REAL?
Very good of you to ask this question. My site is for real. I am a bit elusive as to exactly who I am for personal safety reasons. You gotta be careful in this day and age. This is the internet after all.
-
HOW COULD YOU HAVE GOTTEN YOURSELF INTO SUCH A "PIG WALLOW?"
Again another good and well-worded question. I just couldn't stop buying things. It's as simple as that. I'm going to be honest here... I wasn't out saving the world. I was just at Bloomingdales.
-
DO YOU WORK? AND WHY DON'T YOU GET A PART-TIME JOB?
Yes I do work. And I actually work about 65 hours a week. I am always working. That's why I can't get a part-time job. I have had a job since I was 15 years old.
I was actually working and making good money for a while, which is when I racked up most of my debt. But then I became unemployed for four months, which really set me behind. When you don't have a job and you can't for the life of you get a job because the economy SUCKS, it kind of throws a monkey wrench into your great elaborate debt pay-off plan. I am now working, but am making less than half of what I used to make, and am therefore having problems paying my bills.
-
DO YOU EXPECT US TO PAY ALL OF YOUR DEBT WHILE YOU SIT BACK AND DO NOTHING?
No I do not. I am simply asking you to help if you can. If you can't-no big deal. I am making monthly payments on my own. I break down how much you pay and how much I pay on my Grand Debt Tally page. It actually may look like I'm paying less than I actually am, because I'm showing exactly what I'm getting from you, and not showing the addition of finance charges. Those finance charges are coming out of the amount that I pay.
-
WILL YOU POSE NUDE OR GO ON A DATE WITH ME FOR MONEY?
No sorry. I'm not about selling myself or my body for money.
-
WHY DON'T YOU CONSOLIDATE YOUR DEBT AND BUY A BOOK ON FINANCE?
I already consolidated my debt, except one credit card. I was going to send that one to the same consumer credit counseling service that all my other bills are at, until I realized that I could pay it through PayPal. So I'm leaving it open and all of the PayPal payments I receive, whether it be from an eBay sale or just a donation, will go directly toward paying that bill and never even see my checking account.
And I've read a book about how to organize my finances, but all it did was make me realize how much I screwed up and how behind I am on saving for my future. It depressed me.
-
WHY DON'T YOU FILE FOR BANKRUPTCY?
In the long run, just who exactly is paying for me filing for bankruptcy - you! But not by choice. Your finance charges will go up, your taxes, etc. If you help me pay off my debt, you'll be VOLUNTARILY giving me a dollar.
It's like the bootleg CD theory. They are all over Manhattan, but you just shouldn't buy them. Because if you buy them, then you'll run up the cost of CDs in the future. It's like stealing. Someone's gonna pay, and it will be the consumer.
So you can voluntarily give me a dollar, then I will avoid bankruptcy, and we will all save on interest rates and taxes in the future.
-
I NOTICED SOME SPELLING MISTAKES, ARE YOU STUPID?
No I am not stupid. AND I was actually a "super-speller" in grade school. You know I got a different, more-advanced spelling test than everyone else. But I type really fast, and as I've gotten older, I have come to rely on SpellCheck to catch my errors. And there is no SpellCheck on my low-budget website. So if you see something that is spelled wrong, please drop me an e-mail!
-
HOW CAN I CREATE A SITE LIKE YOU?
Very good question. Creating a website is very easy and inexpensive to do. I never created a website before this one, and am already working on my second one. If you want to use the same inexpensive one that I used to create this website, it's called Register.com .
It is super-cheap and easy to use. You can register your domain name and use their easy-to-use site builder. No previous web-building experience necessary!
|
|
